Features How It Works Pricing
Language
EN ES FR 简体 繁體 日本語 한국어 DE
Join Waitlist

Privacy Policy

Last Updated: January 2025

Overview

ccKlay ("we") is a product of ccMonet.AI, dedicated to providing users with intelligent expense management services. We understand the importance of your data security and privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information.

Core Principle: Your data belongs to you. ccKlay does not own your data. All data you add to ccKlay is private by default.

1. Information We Collect

1.1 Information You Provide

  • Account Information: Name, email address, profile picture during registration
  • Expense Data: Receipts, invoices, expense reports you upload
  • Transaction Information: Amounts, merchant names, dates, currencies
  • Company/Team Information: Company name, expense policy settings (if applicable)

1.2 Automatically Collected Information

  • Device Information: Device model, OS version, unique device identifiers
  • Usage Data: Feature usage, search history, activity logs
  • Location Information: Only collected with your permission, used for auto-filling expense locations
  • Network Information: IP address, browser type (for web version)

2. How We Use Your Information

We use the collected information only to:

  • Provide, maintain, and improve ccKlay services
  • AI-powered receipt recognition and automatic expense categorization
  • Generate expense reports and financial summaries
  • Multi-currency conversion
  • Cloud data synchronization
  • Send service notifications and product updates
  • Prevent fraud and ensure account security
  • Comply with legal requirements

Our Promise: We will not use your data to develop, improve, or train general AI/ML models.

3. Data Sharing and Disclosure

We do not sell your personal information. We may share your data only in the following circumstances:

  • Service Providers: Sharing necessary information with third parties who help us operate our services (e.g., cloud storage, payment processing), bound by confidentiality agreements
  • Legal Requirements: As required by applicable laws, regulations, or legal processes
  • Your Authorization: Sharing with designated third parties with your explicit consent
  • Corporate Transactions: In case of merger, acquisition, or asset sale, your information may be transferred as part of the transaction

4. Data Security

We implement multiple layers of security measures to protect your data:

  • Transit Encryption: All data transmission uses TLS 1.3 encryption
  • Storage Encryption: Data storage uses AES-256 encryption
  • Access Control: Strict internal access permission management
  • Security Audits: Regular security assessments and penetration testing
  • Data Minimization: Only collecting data necessary to provide services

5. Data Storage and Retention

  • Storage Location: Your data is stored on secure servers located in Singapore
  • Retention Period: We retain your data while you use the service; deleted within 30 days after account cancellation
  • Backup Data: Backups may be retained longer for disaster recovery purposes but are regularly deleted on schedule

6. Your Rights

Under applicable privacy laws, you have the following rights:

  • Access: View information we collect about you
  • Correction: Correct inaccurate personal information
  • Deletion: Request deletion of your personal data
  • Export: Export your data in a common format
  • Withdraw Consent: Withdraw consent for data processing at any time

To exercise these rights, please contact privacy@ccklay.com

7. Cookies and Tracking Technologies

Our website and services may use:

  • Essential Cookies: Maintaining login status and basic functionality
  • Analytics Cookies: Helping us understand service usage (can be disabled in settings)

You can manage cookie preferences through your browser settings.

8. Children's Privacy

ccKlay services are intended for users 18 years and older. We do not knowingly collect personal information from minors under 18. If we discover we have inadvertently collected information from a minor, we will delete it immediately.

9. Policy Updates

We may update this Privacy Policy from time to time. Significant changes will be communicated through in-app notifications or email. Continued use of our services indicates acceptance of the updated policy.

10. Contact Us

If you have any questions about this Privacy Policy, please contact: